71 Cheap Things To Do In Retirement That Are Fun Too
Retirement is the time to enjoy your life to the fullest without running out of your savings. So that’s why I wrote this article to give you 71 ideas and inspiration for cheap things to do in retirement that are also fun too. 1) Learn a new skill online. You can learn a new skill online to make your retirement more fun and interesting. And the best platform for that [...]
Seven Easy Ways to Include Exercise in Your Daily Routine
Did you know the Centers for Disease Control and Prevention (CDC) recommend adults get at least 150 minutes of moderate aerobic activity per week? That is because active individuals have a lower risk of serious health problems, including type 2 diabetes, heart disease and obesity. In fact, studies have shown that obesity puts a person at a higher risk for developing serious complications from COVID-19. There has never been a [...]
10 Best Home Workout Equipment for Older Adults
Regardless of age, staying active is important for overall health. After all, physical activity can help prevent health conditions like heart disease, diabetes, and some cancers. It can also improve sleep and reduce the risk of depression and anxiety (1Trusted Source, 2Trusted Source). Regular exercise is particularly important for older adults, as reduced physical activity is a contributing factor in the loss of strength and stamina that comes with aging (3Trusted [...]
Four reasons to rethink your mortgage
Now may be a good time to rethink your mortgage and consider whether refinancing is right for you. Refinancing may allow you to: Lower your monthly mortgage payment You may be able to take advantage of the current rate environment and lower the interest rate on your mortgage. If you get a lower interest rate, your monthly payment may go down. You can also lower your monthly payment by refinancing [...]
Retirees, Transform Your House Using Smart Home Technology
Hank Norsworthy was tired of having to walk down a dark hallway to get to bed. Diagnosed with multiple sclerosis about 40 years ago, he uses a rollator (a walker with wheels) to get around. After several friends adopted smart home technology to automate certain features, he decided to give it a try.A few months ago, he bought an Echo Dot as well as some smart lightbulbs and smart plugs [...]
How much you should withdraw from your retirement account each year?
I recently saw a new study about retirement that asked participants what percent of their portfolio they can withdraw on a year-by-year basis in retirement. The majority of respondents said they could safely withdraw about 10 percent of their portfolio. As a financial advisor my response was “are you kidding?” Ten percent is more than double what you can comfortably withdraw from your portfolio. As I’ve mentioned many times in [...]