3 easy expenses to cut in retirement to stretch your savings, according to people who retired comfortably
If you're thinking about retiring soon, you might need to cut back your expenses. For most people, retirement is a time of living within your means, cutting back frivolous expenses, and living modestly. If you're wondering where to start, three retirees give their best advice for anyone wanting to cut their spending.
5 Ways a Financial Advisor Can Bring Value to Your Post-COVID Life
Last year’s events may have taken a toll on your financial situation. Those who had a financial advisor during that time were guided through all the ups and downs of the market and their personal financial lives. If you’re getting back into the swing of things, a financial advisor could be just what you need. We’ve identified five ways that a financial advisor can be valuable during your transition to [...]
Consider these factors for the ‘new retirement’
What can you expect from life once you retire? You might be surprised by the things that current retirees are saying about their lifestyles, priorities and hopes for the future. You also might find this knowledge quite helpful as you prepare for the day when you retire. Retirement today is far different than was the case a generation or so ago. Although people are living longer, the new retirement isn’t [...]
How to Take Your Fitness Up a Notch
Maybe you’ve been sedentary for months or have held off on exercise because of the pain in your knees. Or maybe you walk most days of the week but want to up your game a little and tone your arms, too. We’ve gathered tips from fitness gurus on how to beef up your fitness regimen, whether you’re starting from ground zero or seeking some targeted intensity.
This Tax-Free Retirement Investment Could Come With Hidden Surprises
Investing in stocks is a great way to grow wealth for the future. But savers are often advised to shift some of their assets away from stocks and into bonds once retirement rolls around. The reason? Stocks are very volatile, and while keeping some stocks around during retirement is a smart move, seniors should also give themselves the option to tap their savings even when the market is down. Bond values [...]
Retirement expectations, reality often don’t align
Will your retirement dreams match your reality? That’s perhaps the most critical question to ask people who are currently retired. Is your retirement what you expected, or is it something else? For more than 30 years, the Employee Benefit Research Institute has conducted the Retirement Confidence Survey, which gauges the views and attitudes of working-age and retired Americans regarding retirement and their preparations for retirement. According to the 2021 survey, [...]