After a lifetime of scheduled work, seniors have earned the right to relax and enjoy the flexibility of free time in their Golden Years, but that doesn’t mean lounging the day away in front of the TV or by the swimming pool. “We see many individuals who are tired after years of work and they want to relax,” said Dr. Manzoor Shah, Internal Medicine of Evangelical, Lewisburg. “While relaxing is [...]

Need some healthy activity starters to get you going? See if any of these suggestions point you in the right direction. Don’t change the channel to avoid boring commercials. Take advantage of that time to march in place, lift a few soup cans over your head or walk up and down the steps, said Deana Carson, of Evangelical Community Health and Wellness. and don’t forget to stretch, so important for [...]

It’s a sure bet that no one — regardless of age — enjoys handing over any of their income to the IRS. In retirement, though, doing so can feel like even more of a sting. Assuming you’ve left work earnings entirely behind you, any amount owed to Uncle Sam comes from your retirement income and savings — both of which also are expected to fund your golden years for, oh, [...]

Searching for "retirement planning rules" produces 221 million results on Google. Yes, there's a lot of advice out there. But even the most common tips can put you on the wrong path, leading to retirement planning mistakes. Here are some of the leading legends, and why they should be taken with a large helping of salt: Myth 1: You Should Max Your 401(k) Contributions It's not a myth that participants [...]

Social Security might seem like fixed income, but it’s not. There's plenty you can do to increase this retirement benefit. Where do you start? Social Security bases your retirement benefit on your highest 35 years of earnings and the age you start receiving benefits. If you have less than 35 years of earnings, Social Security uses a zero for each year without earnings when calculating the amount of retirement benefits [...]

Professionals on the cusp of retirement are often excited about what lies ahead. Some prospective retirees may look forward to traveling once they no longer have to go to work each day, while others may plan to return to school. Regardless of how adults envision spending their retirement, they’re going to need money when they’re no longer being paid by their employers. As retirement nears, some professionals may be concerned [...]