Veterans and others with hearing loss can receive free assistive technology for captioned telephone service from participating providers on their home phones, mobile phones and other communication apps. Real-time transcriptions of communication are a vital service for those who rely on their phones to stay connected with family and friends, and to communicate with health care professionals and emergency responders. Veterans of all ages can benefit from captioned telephone service, as they are disproportionately affected by hearing loss. Hearing loss is not just due to degeneration from aging; Veterans are 30% more likely than non-Veterans to have a hearing impairment. What is Captioned Telephone [...]

The amount of money you spend in retirement is a crucial factor in determining the type of lifestyle you will live. But it's also important for ensuring you don't run out of money. How much you can comfortably take out of your accounts each year is unique to you and needs careful consideration. But no matter what, the ideal withdrawal rate should always consider these four things.

One of the most common and significant mistakes people make when it comes to managing money during retirement is relying on “average returns.” Many individuals assume that if their portfolio earns an average return of 6% and they withdraw 5% of income in their first year of retirement and continue withdrawing the same dollar amount of income every year thereafter, they will not lose any of their principle or risk [...]

Retirement is a major lifestyle change. In addition to deciding how to fill your newfound free time, you also need to revise your financial plans since you'll no longer have money coming in. And the sooner you develop sound money management skills appropriate to your current life stage, the better off you'll be. To help you out, we've rounded up advice from three Motley Fool retirement experts about the first [...]

Most retirement plans dive deeply into details on the financial factors, but hardly any effort is devoted to the factor that contributes the most to a successful retirement. Since the pandemic began, however, people are spending more time than usual considering the really important retirement questions. As the pandemic forced lifestyle changes on people and made their vulnerability and mortality more apparent, surveys and reports indicated people were spending more [...]

In light of the unforeseen circumstances of a global pandemic, it is now an optimal time to review your finances, diagnose how goals might have shifted and identify whether changes should be made. Given fluctuation across markets and shifting objectives, it’s become even more critical for individuals and families to review wealth plans through a holistic lens on a periodic—or better yet, annual—basis. Here’s a few considerations to take as [...]