Preparing for retirement is tricky, and it takes a lot of hard work and sacrifices to be able to save enough to enjoy your golden years comfortably.Despite the challenges of accumulating enough savings to retire comfortably, 38% of retirees say they felt either extremely or very confident in their savings before they retired, according to a poll from the Associated Press-NORC Center for Public Affairs Research.

Early retirement is a goal of some people and a dream of many. There’s a lot of appeal to the idea of being financially independent and leaving the work force when we’re still young enough to engage in a wide range of activities. Early retirement can mean living wherever you want and doing what you want for a long time.

TechnologyOpens a New Window. is beginning to play an important part in Baby Boomers retirement planningOpens a New Window..  Smart phones  and the internet not only keep you in touch with family and friends, but digital wealth is quickly becoming the future of financial planning for your golden years.

“It is better to be tried by twelve than carried by six.” As a police trainer I have always understood the sentiment in this oft-repeated quote, but have strongly felt that it sets the bar too low.I prefer, “It is better to be applauded by twelve than carried by six.” When you strive daily to look, talk, act, fight and win like a professional, you increase your odds of retiring undefeated. Too many [...]

Saving for your golden years may not seem like a priority compared to daily expenses, debt repayment and short-term savings goals. Yet the sooner you start, the better you can leverage compounding interest and the more your money will grow. Getting an early start on retirement planning also provides some flexibility if you decide to tweak your strategy.If it seems overwhelming, remember that you don’t have to plan your retirement all on [...]

What would you do if you discovered a leak in your roof? Repair it as soon as possible or wait until it led to more costly, long-term damage? For most people, the answer is easy: repair it now. But what if you didn’t know about the leak until it was too late? The same thing can happen with your finances. You have a general idea of how much money is [...]