Whether you’re selling to a private party or to the dealership, you always want to get the maximum value from your current vehicle. But what are the factors that make some used cars more desirable than the rest? Here are six of the most important factors that come into play. What Is the Vehicle’s Condition? [...]
Retirement is the time to enjoy your life to the fullest without running out of your savings. So that’s why I wrote this article to give you 71 ideas and inspiration for cheap things to do in retirement that are also fun too. 1) Learn a new skill online. You can learn a new skill [...]
Did you know the Centers for Disease Control and Prevention (CDC) recommend adults get at least 150 minutes of moderate aerobic activity per week? That is because active individuals have a lower risk of serious health problems, including type 2 diabetes, heart disease and obesity. In fact, studies have shown that obesity puts a person [...]
Regardless of age, staying active is important for overall health. After all, physical activity can help prevent health conditions like heart disease, diabetes, and some cancers. It can also improve sleep and reduce the risk of depression and anxiety (1Trusted Source, 2Trusted Source). Regular exercise is particularly important for older adults, as reduced physical activity is [...]
Now may be a good time to rethink your mortgage and consider whether refinancing is right for you. Refinancing may allow you to: Lower your monthly mortgage payment You may be able to take advantage of the current rate environment and lower the interest rate on your mortgage. If you get a lower interest rate, [...]
Hank Norsworthy was tired of having to walk down a dark hallway to get to bed. Diagnosed with multiple sclerosis about 40 years ago, he uses a rollator (a walker with wheels) to get around. After several friends adopted smart home technology to automate certain features, he decided to give it a try.A few months [...]
I recently saw a new study about retirement that asked participants what percent of their portfolio they can withdraw on a year-by-year basis in retirement. The majority of respondents said they could safely withdraw about 10 percent of their portfolio. As a financial advisor my response was “are you kidding?” Ten percent is more than [...]
How do you get started on a health and fitness journey in older age? Rather than focusing on goals that feel unattainable or unsustainable, you’re better off focusing on lifestyle activities that will keep you active and exploring — and allow for fun. Connie Smith, the Healthy Living Director for Florida’s First Coast YMCA, says [...]
Throughout your career, you’ve taken a vow to protect and serve your community. And as you near retirement, you want to know you’ll be able to relax and enjoy the benefits you’ve worked hard to earn. In fact, 88 percent of public sector employees find their retirement benefits extremely important, compared to only 65 percent [...]
Take a moment and make a list of all the expenses you'll have in retirement. It's not easy, is it? There are a lot of them, and they're not always easy to predict. Most people remember the basics, like food, housing, and transportation. But far too many people are forgetting about the three expenses listed [...]