People who faithfully stash away money for retirement do so in hopes that their post-working years will be, relatively speaking, a stress-free environment where they can enjoy the fruits of decades of hard work without concerns about running low on cash. But pitfalls lie in wait for the unwary. As you near or enter retirement, [...]
People who faithfully stash away money for retirement do so in hopes that their post-working years will be, relatively speaking, a stress-free environment where they can enjoy the fruits of decades of hard work without concerns about running low on cash. But pitfalls lie in wait for the unwary. As you near or enter retirement, [...]
The closer we get to the incoming return to normal, the more antsy you can feel the crowd becoming. It is showing up everywhere in knee-jerk reactions. Held back behind the relentless surge of meaningless media, the facts stay hidden.
Those living with arthritis understand that it can cause pain and stiffness, but that doesn’t mean they should avoid activity. If they can, arthritis patients should establish an exercise regimen because it can relieve their symptoms. “Regular exercise is important for individuals suffering from arthritis because it helps manage their conditions,” said Brittany Price, fitness [...]
Worried you might outlive your retirement savings? You’re not alone. That very real fear is called “longevity risk” by financial analysts, and it’s hardly the stuff of paranoia: Fully 49% of Americans say that they fear they’ll live longer than their retirement savings, according to SimplyWise. And not surprisingly, then, about half of people are [...]
For many, a legacy centers around the size of your estate when you pass. It is human nature to try to ensure financial security for your children, their children, and future generations to come. It is also common for inherited wealth to be gone and spent within three generations. Generational wealth planning involves considering many different [...]
As you transition into retirement, it’s a good idea to adopt strategies that help protect you from significant financial losses in your later years due to mistakes, financial exploitation from unethical friends and relatives, and fraud. The recently released “Thinking Ahead Roadmap” helps you select a financial advocate who can assist you in managing your money [...]
The age at which you claim Social Security helps determine how big your monthly retirement benefit checks will be for life. If you wait until your full retirement age — generally 66 or 67 — to claim, you will get 100% of what you earned based on your contributions to the program. And if you [...]
When Ector turned 40, looking at a photo a friend had snapped proved an instant wake-up call. As she tells it, struggling in her marriage, drinking too much and sleeping too little had taken a toll on not only her looks but also her health. In search of a major wellness shift, she quit her job as a social [...]
No matter where you choose to retire, you’ll be able to sleep in late, go for long walks in the afternoon and work on that book you always wanted to write. But when it comes to your budget, health, safety and overall quality of life, the state you live in really does matter. Every year, [...]